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Happy Prime
Feb 174 min read
How money is created in NZ
While most of us use New Zealand dollars every day to buy goods and services, few probably stop to think about where that money actually...
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Happy Prime
Dec 17, 20243 min read
Low Side Overrides and Why Credit Risk Management Should Care
Discover what low side overrides are, why they matter in credit risk management, and how to mitigate their risks for a healthier loan portfo
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Happy Prime
Dec 13, 20243 min read
Pros and Cons of Reverse Mortgage v Debt Consolidation
Explore the pros and cons of reverse mortgages vs. debt consolidation to find the best option for your financial goals and retirement needs.
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Meurig Chapman
Dec 11, 20243 min read
Barking up the right tree: Credit risk lessons from dog biscuits
Managing credit risk is like crafting the perfect dog biscuit—balance high-quality loans, diversification, and risk for a healthy portfolio.
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